SaaS subscriptions are the silent killers of cash flow. It starts small—$29 here, $99 there—but eventually, you are paying for five project management tools because different teams went rogue. A "Zombie Subscription" audit can often extend your runway by a full month.

The "Export and Sort" Method

Don't look at your P&L. Look at your bank statement.

1. Export the last 3 months of bank transactions to CSV.

2. Filter for recurring same-amount payments.

3. Sort by Vendor.

The "Seat Count" Trap

The most common waste isn't the tool itself, but the phantom seats. You are paying for 10 seats on Figma, but you only have 6 designers. You are paying for a Sales Navigator license for an employee who quit three months ago.
The Fix: Assign an "Admin" to every tool. That person is responsible for downgrading seats the day an employee offboards.

Virtual Cards for Trials

Never give your main credit card number for a "Free Trial." Use a virtual card service (like Ramp, Brex, or Privacy.com) that allows you to set a hard expiration date or a spend limit of $1. When the trial ends and they try to charge you, the transaction fails, and you decide if you actually want to buy it.